Jumbo Loans Washington Oregon Arizona Idaho Montana Nevada
Financing for high-value properties exceeding conforming loan limits. Competitive rates for luxury homes and expensive markets.
Jumbo loans exceed the conforming loan limits set by the Federal Housing Finance Agency and are designed for higher-priced properties. These loans offer competitive rates and flexible terms for luxury homes, high-cost areas, and investment properties. With loan amounts up to $3 million or more, jumbo loans provide the financing power needed for premium real estate purchases. Various down payment options and loan programs are available to meet diverse financial situations.
Key Benefits
Loan amounts above conforming limits
Finance properties exceeding standard loan limits for luxury purchases.
Competitive rates for large loan amounts
Access favorable rates even for high-value property financing.
Available for luxury properties
Perfect for high-end homes, luxury condos, and premium real estate.
Flexible down payment options (typically 10-20%)
Various down payment structures to meet your financial strategy.
Fixed and adjustable rate options
Choose the rate structure that best fits your financial goals.
Available for primary, second homes, and investment properties
Maximum flexibility for all types of high-value real estate purchases.
Jumbo Loan Requirements
Loan Amount
$806,500+ (2025 limit)
Higher limits in expensive areas
No maximum loan amount
Qualification Requirements
Contact us to find out more about qualification requirements and see if you qualify for our competitive jumbo loan programs.
Down Payment Options
Various down payment options available. We'll help you find the best approach for your financial situation and goals.
Financial Assessment
We'll review your complete financial picture to find the best jumbo loan solution for your situation. Contact us for a personalized evaluation.
Asset Evaluation
We'll work with your asset situation to structure the best loan for your needs. Contact us to discuss your specific circumstances.
Income Verification
We work with various income types and employment situations. Let's discuss how we can structure a loan that works for you.
Trusted by Hundreds of Homebuyers
Ready for Luxury Home Financing?
Let Ron Thomas help you secure jumbo loan financing with 35+ years of experience