Pathways DPA Washington Oregon Arizona Idaho Montana Nevada
APM's exclusive Down Payment Assistance program for first-time homebuyers. Get help with down payment and closing costs.
The Pathways Down Payment Assistance program is an exclusive offering through American Pacific Mortgage designed to help qualified homebuyers overcome the down payment barrier. This innovative program provides down payment assistance that can be combined with various loan types to make homeownership more accessible. The program offers flexible repayment terms and can significantly reduce the upfront cash needed to purchase a home.
Key Benefits
Down payment assistance for qualified buyers
Get help with the down payment barrier to homeownership.
Can be combined with FHA, VA, and Conventional loans
Flexible program that works with multiple loan types.
Flexible repayment options
Repayment terms designed to fit your financial situation.
Reduces upfront cash requirements
Significantly lower the cash needed to purchase your home.
Available in all our service areas
Access this exclusive program across Washington, Oregon, Arizona, Idaho, and Montana.
Income and purchase price limits apply
Designed for moderate-income families with reasonable purchase price limits.
Pathways DPA Requirements
First-Time Buyer
First-time homebuyer
Or haven't owned in 3+ years
Primary residence only
Income Limits
Area median income limits
Varies by location
Household size considered
Qualification Requirements
Contact us to find out more about qualification requirements and see if you qualify for our down payment assistance programs.
Financial Assessment
We'll review your complete financial picture to find the best down payment assistance solution for your situation. Contact us for a personalized evaluation.
Property Types
Single-family homes
Condominiums
Townhomes
Education
Homebuyer education course
HUD-approved counseling
Certificate required
Trusted by Hundreds of Homebuyers
Ready for Down Payment Assistance?
Let Ron Thomas help you explore Pathways DPA options with 35+ years of experience