VA Loans Washington Oregon Arizona Idaho Montana Nevada
Exclusive benefits for military veterans and active service members.
VA loans are guaranteed by the Department of Veterans Affairs and offer incredible benefits to those who have served our country. These loans require no down payment and no private mortgage insurance (PMI), resulting in significant savings. VA loans can be used multiple times and offer competitive interest rates with flexible qualifying guidelines. Eligible veterans, active duty service members, and surviving spouses can take advantage of this valuable benefit.
Key Benefits
No down payment required
Purchase a home with $0 down, making homeownership immediately accessible.
No private mortgage insurance (PMI)
Save hundreds per month without PMI requirements.
No prepayment penalties
Pay off your loan early without any fees or penalties.
Competitive interest rates
Access to favorable rates backed by government guarantee.
Reusable benefit
Use your VA loan benefit multiple times throughout your lifetime.
Flexible qualification guidelines
Contact us to find out more about qualification requirements for eligible veterans.
Available for primary residences and eligible rental properties
Use for your primary home or qualifying investment properties.
VA Loan Qualification
Exclusive Benefits for Those Who Served
VA loans offer unmatched benefits for eligible veterans, active duty service members, and qualifying spouses with flexible qualification standards.
Military Eligibility
Veterans and active duty service members
Contact us to verify your eligibility
Certificate of Eligibility
Required documentation from VA
We can help you obtain your COE
Credit Guidelines
Flexible credit standards
Contact us for qualification details
Income Requirements
Reasonable debt-to-income guidelines
Contact us for personalized assessment
Property Requirements
Primary residences with VA approval
Contact us for property eligibility
VA Funding Fee
One-time fee with exemptions available
Contact us for current rates
Ready to Use Your VA Benefits?
Every veteran's situation is unique. Contact Ron Thomas for a personalized consultation and detailed qualification requirements.
Trusted by Hundreds of Homebuyers
Ready to Use Your VA Benefits?
Let Ron Thomas help you maximize your VA loan benefits with 35+ years of experience